List Of Documents Required

A. MAIN DOCUMENTS1.1 Form KWSP 9C (AHL)

1.2 Malaysian Identification Card (MyKad)/ Military Identification Card/Permanent Resident Identification Card (MyPR).
OR
Police Identification Card affixed with your right and left thumbprints on its copy and a letter from your employer confirming that your police number and Identification Card number refer to the same person.
OR
Passport if you are a Non-Malaysian citizen who has become an EPF member before August 1998.

1.3 Your Personal Savings Account Passbook / Statement OR the original copy of Personal Current Account Statement OR Individual Joint Account (for withdrawal exceeding RM100,000.00):

• The bank account must be active.

• The bank account must be with a Panel Bank approved by the EPF.

1.4 Sale & Purchase Agreement (purchase from developer) OR Proclamation of Sale from Administrator / Court (public auction purchase) which contains the name of the member or names of all members (for joint purchase) and the date of execution does not exceed 3 years on the date the withdrawl application is received.

1.5 If a housing loan is involved, the following documents will have to be produced:

• Housing Loan Approval Letter (if the loan approval is less than one (1) year from the date the withdrawal application is received); OR
• Housing Loan Approval Letter and Housing Loan Agreement/ Mortgage Form 16A (if the housing loan approval has exceeded one year from the date the withdrawal application is received).

1.6  Proof of relationship (for joint purchase involving spouse or next of kin namely parents or siblings. For joint purchase involving next of kin, the member is required to submit an explanation letter stating the reason for the joint purchase.

B. PURCHASE FROM DEVELOPER OR PUBLIC AUCTION

• All documents in paragraph 1.1 to 1.6;
• If it is a cash purchase, the following additional documents must be produced:

PURCHASE FROM DEVELOPER

PURCHASE FROM PUBLIC AUCTION

a) A confirmation letter from the developer stating that purchase is by cash; AND b) Proof of payments of at least 20% of the price of the house; AND c) Architect’s Certificate to confirm progress of construction is not less than 20%.

a) A confirmation letter from a lawyer’s office that handles the transaction stating that the purchase is by cash; AND b) Proof of payment of at least 20% of the price of the house; AND c) Transfer of Ownership documents which include: Form KTN 16F (Perakuan Jual oleh Mahkamah); ORForm KTN 16I (Perakuan Jual oleh Pentadbir Tanah); OR Land Title Deed in the member’s name; OR Deed Of Assignment AND letter of confirmation from buyer/seller’s lawyer stating that the Notice of Assignment has been produced and received by the developer under the Section 22D (2) Housing Developer Act (Control And Licensing) Amendment 2007; OR Form KTN 16F/ 16I in the name of the member which has not been completed by the Land Office ANDStatement of Transfer from the Land Office which has been completed AND A statutory declaration to confirm the purchase of the house, and if the member does not proceed to purchase or do not/fail to produce the transfer of ownership document that bears the member's name within 6 months from the date his/her application is approved the member's withdrawal is deemed void. The member then must return to the EPF all of the withdrawal amount which has been made).

C. PURCHASE FROM INDIVIDUAL

• All documents in paragraph 1.1 to 1.5;
• If the purchase is from the next of kin (parents/ spouse/ children/ siblings), you have to produce the proof of transaction which in this case refers to Transfer of Ownership Form (Form KTN 14A) / ‘Deed of Assignment/ Memorandum Of Transfer;
• If the purchase is made with a loan, the following additional documents must be produced:

INDIVIDUAL / STRATA TITLE HAS BEEN ISSUED	INDIVIDUAL / STRATA TITLE HAS NOT BEEN ISSUED
Title Deed in the name of the sellerAND Letter of consent issued by the Land Office for the transfer (if there is restriction on the property); OR Title Deed in your name; ORDuly completed Form KTN 14A by the Land Office in your name.	Letter of consent from the developer for the transfer AND Letter of consent issued by the Land Office / Local Authority for the transfer (if there is restriction on the property); ORDeed of Assignment in your name.

• If the purchase is made by cash, the following additional documents must be produced:
  

  (a) A confirmation letter from a lawyer’s office that handles the transaction stating that the purchase is by cash;
  

  (b) Proof of payment of at least 20% of the price of the house; AND
  

  (c) If Form KTN 14A OR Deed Of Assignment in your name as mentioned above has not been processed by the Land Office, the following documents are required:

INDIVIDUAL / STRATA TITLE HAS BEEN ISSUED

INDIVIDUAL / STRATA TITLE HAS NOT BEEN ISSUED

Transfer of Ownership form (Form KTN 14A) in your name which has not been completed by the Land OfficeAND Receipt of Submission ("Penyata Perserahan") from the Land Office; OR A statutory declaration to confirm the purchase of the house, and if the member does not proceed to purchase or do not/fail to produce the transfer of ownership document that bears the member's name within 6 months from the date his/her application is approved the member's withdrawal is deemed void. The member then must return to the EPF all of the withdrawal amount which has been made). AND Letter of consent issued by the Land Office / Local Authority for the transfer (if there is restriction on the property).

Confirmation Letter from the developer stating the details of the house purchased by you (following Section 22D (4) Housing Developer Act (Control And Licensing) Amendment 2007; AND A statutory declaration to confirm the purchase of the house, and if the member does not proceed to purchase or do not/fail to produce the transfer of ownership document that bears the member's name within 6 months from the date his/her application is approved the member's withdrawal is deemed void. The member then must return to the EPF all of the withdrawal amount which has been made).

D. Purchase Of Land And Construction Of A House As A Package

• All main documents in paragraph 1.1 to 1.6;
• Construction Agreement for the house containing your name or the names of all applicants for joint withdrawal is executed not more than 3 years from the date the application is received by the EPF;
• Sales and Purchase of Agreement of the land in your name or the name of all applicants for joint withdrawal and the date of agreement is within 6 months with the House Construction Agreement;
• Title Deed of the land in the name of the seller/ developer;

• Power of Attorney that has been registered at the court if the purchase of land and house construction is made through Power of Attorney;
• Proof of relationship (for joint purchase involving spouse or next of kin namely parents or siblings. For joint purchase involving next of kin, the member is required to submit an explanation letter stating the reason for the joint purchase.

• If the purchase has been made by cash, the following additional documents must be produced:
  

  (i)  A confirmation letter from the developer stating that purchase is by cash; AND
  

  (ii) Proof of payments of at least 20% of the price of the house; AND
  

  (iii) Architect’s Certificate to confirm progress of construction is not less than 20%.

D. Withdrawal To Purchase A Second House

i)  Documents as proof of purchase of second house as in paragraph A to C whichever is relevant; ANDii) The following Proof of sale or disposal of ownership of the first house, whichever is relevant:

a)  Ownership of Transfer Form KTN 14A in the name of the new owner(s) duly completed and endorsed by the Land Office or house ownership transfer because of love and affection (to the nearest family member (s) including parents / children / spouse / siblings together with proof of relationship); OR
b) Deed Of Assignment; AND letter from seller’s/buyer’s lawyer which confirms that the Notice of Assignment has been produced and received by the developer under Section 22D (2) Housing Developer Act (Control And Licensing) Amendment 2007 (for property transactions after 12 April 2007);

c) Deed Of Assignment between you and the new owner; OR
d) Land Title Deed in the name of the new owner AND Sale and Purchase agreement between you and the new owner; OR
e) Real Property Gain Tax Form 5 AND Sale and Purchase agreement between you and the new owner (for property sale before 1 April 2007); OR
f) Form KTN 16F (Perakuan Jual oleh Mahkamah) or Form KTN 16I (Perakuan Jual oleh Pentadbir Tanah); OR
g) Confirmation of property auction by the bank; OR

h) Transfer of ownership by Court Order to any party AND divorce documents (for divorce cases); OR
i) A formal search from the Land Office that indicates that the name of the new owner of the said propertyAND Sale and Purchase agreement between you and the new owner; OR
j) Confirmation letter from the authorities (Housing and Local Government Ministry/ Municipal Councils/ District Offices/ Penghulu) for houses damaged by natural disasters or abandoned housing projects; OR
k) Deed Of Revocation or Deed of Rescission; OR Confirmation Letter from the developer/lawyer on the cancellation of the purchase; OR
l) Assessment Bills issued by the Municipal Council / local authorities in the name of the new owner ANDSale and Purchase agreement between you and the new owner.

Note:

Members who wish to submit their applications through post must complete Application for Member’s Registration and Amendment of Member’s Particulars Form (KWSP3) and attach it together with the application form. Members are advised to read the instructions in the guide carefully before filling in the form.