Q: Can I withdraw money from EPF account to pay the downpayment of my property purchase?
EPF - Withdrawal to Purchase a House
You could find the answers of all possible questions from the links below
1. EPF withdrawal for building property / purchase
2. EPF withdrawal to reduce / redeem housing loan
3. EPF withdrawal for housing loan monthly installment
4. EPF's flexible housing withdrawal
About Legal matters, fee & others
Q: Why my legal fee quotations offered by the firms are differ among themselves? There should be a regulated pricing?
Q: What is Deed of Assignment (DOA)?
Q: What is Power of Attorney (POA)?
Q: How does the fee quote?
Q: Housing Development Act (Control & Licensing) 1966 (HDA 1966)
About Things to be Noted when purchase a property
Points to be noted when buying a house - The Malaysian Bar
About Non-Muslim Inheritance Law (Estate)
Q: How does it works?
About Mortgage - Eligibility, Credit History, Credit Bureau & Exploit
Central Credit Reference Information System (CCRIS)
CTOS (CTOS Sdn Bhd)
Financial Information Services Sdn Bhd (FIS)
RAM Credit Information Sdn Bhd
Q: How do I know whether I am eligible for mortgage? (Income perspective)
Q: Is it possible to get multiple loans approved and accepted within limited loan capacity?
Q: How does non-basic pay income in influencing my loan approval? (For employed)
About Mortgage - Features
Q: What is mortgages with Balloon Payment?
Q: Mortgage with Overdraft facility and Full Flexi mortgage. What are they? How do they function? Do I really need them?
Q: Flexi Mortgage: Fundamentals & Misconception
Q: Semi Flexi Mortgage: Fundamentals & Misconception
About Mortgage - Repayment, Settlement & Late Payment
Q: Why my additional payment to mortgage does not knock off the principal?
Q: Heard that some banks are notorious in charging high interest if you miss out a few installments. Is this applicable to all the banks?
Q: Heard that some banks are notorious in charging high interest if you miss out a few installments. Is this applicable to all the banks?
About Mortgage - Interest rate & Interest Calculation
Q: Does a lower rate in first few years make a better offer tiered mortgage?
Q: Installment / interest payable during construction (regular,interest in principal,DIBS)
About Mortgage - Valuation
Q: Valuation - The process
Q: Could a valuation report fail to match purchase price? Any charge if such failure happen?
Q: Verbal indicative value in helping avoid buying overpriced property
Q: How does renovation cost factored into property price?
About Mortgage Insurance
MRTA: Documents to be furnished in the event of claims
Q: Mortgage Reducing Term Assurance (MRTA): Fundamentals
Q: Mortgage Level Term Assurance (MLTA): Fundamentals
About Under Construction properties
Q: Installment / interest payable during construction (regular,interest in principal,DIBS)
Q: Progressive payment structure based on completion of work (Landed properties) - Schedule G
Q: Progressive payment structure based on completion of work (Non-landed properties) - Schedule H
About Land & Titles
Q: Is it possible to convert the category of land use? Any charge incur?
Q: What is the exact definition which differentiate freehold and leasehold land?
Q: Installment / interest payable during construction (regular,interest in principal,DIBS)
About Mortgage - Valuation
Q: Valuation - The process
Q: Could a valuation report fail to match purchase price? Any charge if such failure happen?
Q: Verbal indicative value in helping avoid buying overpriced property
Q: How does renovation cost factored into property price?
About Mortgage Insurance
MRTA: Documents to be furnished in the event of claims
Q: Mortgage Reducing Term Assurance (MRTA): Fundamentals
Q: Mortgage Level Term Assurance (MLTA): Fundamentals
About Under Construction properties
Q: Installment / interest payable during construction (regular,interest in principal,DIBS)
Q: Progressive payment structure based on completion of work (Landed properties) - Schedule G
Q: Progressive payment structure based on completion of work (Non-landed properties) - Schedule H
About Land & Titles
Q: Is it possible to convert the category of land use? Any charge incur?
Q: What is the exact definition which differentiate freehold and leasehold land?
